Buyer Tips

Selecting the right real estate professional is one of the most critical decisions you’ll make when buying property. As you explore your options, we believe you’ll recognize the exceptional value we bring to the table. That said, no matter who you choose, these tips will help streamline your property search and purchase process.

Before You Start Shopping:

Be an Informed Consumer: Understand the basics of financing. Whether you’re looking for a home loan, custom construction loan, land loan, or seller financing, it’s essential to know how to secure the best deal. We specialize in these areas and have a wealth of resources to guide you.

Get Pre-Approved: This quick step will help you determine the price range that suits your financial situation. We also require pre-approval before assisting in your property search.

Define Your Priorities: Before you start looking, clarify what you need in a property. Consider factors like size, commute, budget, and any potential repairs or upgrades.

Minimize Your Debt: Avoid making large purchases or taking on new debt before finalizing your property purchase. Aim to reduce your existing credit card balances and avoid new credit applications. Keep in mind, your monthly housing costs should not exceed 28% of your gross monthly income.

Act Quickly on New Listings: Properties can move fast, so be ready to make quick decisions. Stay flexible and accessible for any changes to terms or negotiations.

Stay in Close Contact with Your Agent: Communication is key to ensuring you don’t miss out on opportunities. We’re always available via phone, text, or email and will respond promptly to urgent inquiries.

Before You Buy:

Submit a Strong, Competitive Offer: Your offer should stand out in a competitive market.

Make a Solid Earnest Money Deposit: A larger deposit can make your offer more attractive to sellers.

Limit Contingencies: Fewer contingencies will make your offer stronger and more appealing.

Hire a Professional Inspector: Ensure the property is in good condition by working with a certified building inspector or appraiser.

Review Zoning and Covenants: Make sure to thoroughly review zoning regulations, title reports, and restrictive covenants to confirm the property meets your needs.

Request an Updated Survey: This will clearly define property boundaries and help you identify any potential issues.

Clarify What’s Included in the Sale: Specify in the contract what stays with the property to avoid confusion or surprises.

Get Everything in Writing: Make sure any verbal agreements are included in the final contract to prevent costly misunderstandings down the road.

By following these tips, you’ll be better prepared to navigate the property buying process smoothly and successfully.